So it’s pretty much right in the middle of the holiday season and buying Christmas presents is probably on most everyone’s mind. Along with purchasing all of those must needed gifts comes the dreaded question, “How am I going to pay for this?”
Well if you are like thousands of people around the world, you will probably be using that “magic” little plastic card. But with the recent economic recession and credit crunch affecting everyone, many people’s credit card interest rates have sky rocketed in addition to their credit limits being slashed. It is what I like to call “the double whammy”, and I know that it has happened to me. If you do not know, this can adversely affect your credit score in a major way. But I want to arm you with 3 easy steps to help you fight for a lower interest rate.
So without further delay, let’s get right to it. For starters…..