Sure it isn’t too bad when you are out with your friends on that shopping spree and decide to buy that $100 jacket, or you are in the electronics section and just have to buy that new flat screen TV. “I’ll just put it on my credit card, and pay it off later” you tell yourself.
Then, one month down the road, you are hammered with a massive credit card bill, and no way to pay it off. You just keep doing balance transfer upon balance transfer. It will ultimately go away somehow, right? WRONG!
This is just the typical case that I get approached with time after time, and people want to know what to do. Well, the simple answer is that they need to fix the underlying problem, which is to get a grip on their debt. But I want to give you some tools that I have used successfully in the past.
These are 5 great ways to help you step out of debt, and get control of your spending problems.